CDF Account
Daily payments, deposits, withdrawals and transfers in Congolese Francs.
Personal banking
One LIPA account. Two currencies. Simple control.
Keep CDF and USD balances separate, transfer money, pay merchants and access cash through the CADECO LIPA network.
CDF / USDLIPA Digital Account
USD Account
Hold, transfer and withdraw dollars subject to local availability.
Instant Transfers
Send and receive between LIPA accounts with immediate confirmation.
Continuous Protection
Security controls, alerts and traceable transaction references.
01
Your CDF and USD accounts remain separate
One customer identity gives access to two distinct currency accounts. LIPA never combines currencies automatically and displays the rate, fee and final amount before conversion.
CDF
Transaction account for spending, payments, deposits and withdrawals.
USD
Separate account for holding and transferring dollars.
Explicit conversion
No hidden conversion. You always confirm the rate and fee.
02
Essential operations
Each journey is designed for USSD, mobile application or assisted agent service.
Deposit
Give cash to a verified agent and receive a credit confirmation.
Withdrawal
Select the currency and an agent supporting the service.
Merchant payment
Pay using a merchant number or QR code.
History
Review transactions and references.
03
Security and support
LIPA combines deterministic banking rules, intelligent monitoring and multilingual support.
Confidential PIN
CADECO never asks for your full PIN by phone or message.
Agent verification
Check the agent number and status before handing over cash.
Traceable complaint
Every case receives a reference and status.
CADECO LIPA
Ready to get started with LIPA?
Open an account, become an agent or contact CADECO for an institutional solution.