Institutional Solutions

Distribute, collect and reconcile payments at scale.

LIPA supports employers, schools, healthcare providers, cooperatives and organizations with CDF and USD payments.

Batch → ApprovalLIPA Digital Account

Bulk Payments

Payroll, suppliers and beneficiaries from validated batches.

Approval Workflows

Preparation, review, authorization and execution remain separate.

Liquidity Planning

Forecast cash-out impact before each distribution.

Full Reconciliation

Results, failures, returns and evidence for each transaction.

01

Controlled bulk payments

Every batch is validated before execution to prevent duplicates, inactive accounts and funding shortfalls.

Prefunding

The institutional account must hold sufficient funds.

Beneficiary validation

Currency, account status and eligibility are checked.

Staggered execution

Distribution by zone or time when liquidity requires it.

Final report

Successful, failed, pending and reversed transactions.

02

Priority use cases

The same infrastructure supports multiple sectors without mixing roles or data.

Employers

Payroll and supplier payments.

Schools

Fee collection and disbursements.

Healthcare

Services, pharmacies and staff payments.

Cooperatives

Member accounts and approved liquidity-hub functions.

03

Integration and governance

Institutions receive a secure portal and, where required, structured files or APIs.

Roles

Initiator, reviewer, approver and auditor.

API

Secure interfaces for approved systems.

Audit

Immutable history of every administrative and financial action.

CADECO LIPA

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Open an account, become an agent or contact CADECO for an institutional solution.

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